Hot (broke) Messes（ISBN=9780446555425） 英文原版 下载 pdf 2025 网盘 epub 在线 mobi 免费

31-year-old Nancy Trejos was supposed to be an expert on

handling her money - after all, she's the personal finance

columnist for one of the nation's leading newspapers, The

Washington Post. But a few months ago, she found herself in

her own dire financial straits. Faced with a mountain of bills,

debt, and no way to pay her rent, she was forced to call her

parents to ask them for a loan. That night was a wake-up call - she

vowed to get herself out of debt and into financial solvency.

In Hot Broke Messes, Trejos takes readers along with her

on her journey. She meets with a financial planner and a therapist

to deal with all the issues young people face today - from credit

card debt and student loans, to impulse buying and emotional

spending, to the cost of having a social life, to buying a house

with someone during a potentially impermanent relationship and

more. Trejos learns what causes these problems in herself, how she

can fix them, and how she can pass that advice on to other young

people going through the same experiences.

Even better, she shows readers how they can address these problems

without completely giving up their lives - no "give up your latte a

day" type advice here! Trejos' personal and unique voice, along

with her experiences that everyone can relate to, will lead readers

to relatively painless financial security.

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Nancy Trejos is the personal finance columnist for the

Washington Post. She's been with the Post for

nine years, and her column is extremely popular.

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精神体能强健者的5大特点

有行动力

性格好，能获得众人支持

有精通能力

对新事物有强烈的好奇心

习惯客观看待一切

个人资产定义

1自己的经验

2无意识就能完成的技能

3为将来投资的钱

4和个人资产有关联的人际关系

精神体能强健者的5大特点：

1.有行动力

2.性格好，能获得支持

3.有精通能力

4.对新事物有强烈的好奇心

5.习惯于客观看待一切

贤者学习历史，愚者学习经验——J.P Morgen

四大行动要素：

1.成功率高，能重复实现

2.可持续

3.立竿见影

4.效果持久

三大精神体能支柱的关键：

1.做增强精神体能的心理准备

-不过与高兴或者悲伤

-多方位，全面思考问题

-与精神体能强的人交往

-培养利他精神

-积累小的成功经验

-增加积极思考的时间

2.妥善控制压力

3.积极体验的分量

读书要储存好的框架在心中

编辑推荐

A new twist on the pink-covered girl's guide to finance trend is

constructed by Trejos, a personal finance writer for the

Washington Post, who herself hit financial bottom. Broke and

deep in debt, she found herself having to call her hard-working,

blue-collar, immigrant parents for money—all the while publicly

advising others on their monetary well-being. She sheepishly admits

having made every personal finance mistake under the sun, and

through a myriad of stories from her own epic money screwups, she

offers advice and resources for the similarly beleaguered. Trejos

covers all the usual suspects of get-control-of-your-finances

guides aimed at young women: credit scores, car payments, student

loan payments, debt, health insurance, and accountability. What

makes this one stand out is how relatable the author is and how

poignant her situation: that someone ostensibly well schooled in

the ins and outs of money wrangling can make the same mistakes as

the rest of us. Peppy packaging and an encouraging tone should help

this one get some traction. (May)

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